The ICTU held a pensions conference on 29 September 2016 against the background of over 50% of defined benefit schemes closing in recent years. The State pension alone does not provide sufficient income in retirement for the majority so it is important that there is another strand to pension provision. Their view is that private sector defined contribution is not the answer. The presentation of the ICTU Pension Policy Officer is of particular interest: ictu-conference-presentation-29sep16. Trident Consulting has worked with and advised stakeholders in recent years in relation to such issues.